Difference between slice card and Onecard credit card

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The slice card and the OneCard credit card are good alternatives to traditional credit cards. These cards are generally preferred by people new to credit cards since the cards do not involve a lot of charges as in the case of traditional cards. Also, these cards do not ask for a CIBIL score as asked by a conventional credit card. 

Both the cards have a lot of similarities and some critical differences that you should know before applying. In this blog, we will talk about the differences between the cards. If you are new to credit cards, this blog will help you discover that. 

Let’s talk about the two cards one by one: 

What is a Slice card? 

Slice launched the Slice super credit card. With this card, you can pay the monthly bill in three months with no extra charges. You also can pay back in 6 and 12 months with charges. The card has various features that we will discuss in the next section. 

What is a Onecard credit card? 

Onecard credit card is a powerful metallic credit card launched by FPL Technologies. Onecard is a Visa credit card. The card is in partnership with IDFC First Bank, Federal Bank, and SBM Bank. The card has various reward points and features, no annual or joining fees. 

The feature and benefits of the Slice card: 

No credit score required: 

Applicants do not need to have a credit score to apply for a slice card. Therefore, sliced cards have become much more accessible than traditional cards. 

Slice benefits: 

Slice benefits are additional discounts that your card offers on ordering from websites such as Uber, Zomato and Amazon. 

Slice card acceptance: 

99.95% of merchants across the country accept slice cards. 

No annual fees or joining fees: 

The card involves no joining fees. It also has no annual fees. So it’s a lifetime card.


The cardholders get cashback on every transaction. EMI option for 3, 6 or 12 months: The slice card repayment option is for 3, 6, or 12 months. If the holder repays within 3 months, there is no charge. However, if you pay after 3 months, some fees apply. 

Age to apply: 

Anyone above 18 years can apply for a slice card. 

The features and benefits of the Onecard credit card: 

No annual, joining or reward redemption fees: 

The card requires no membership fees. It is also a lifetime credit card and does not require redemption fees. 

Metallic credit card: 

The Onecard is not like the traditional credit cards with plastic bodies. It is a unique metal credit card and exquisitely crafted. 

Seamless On boarding: 

The card has a fully digital on boarding process. It activates your OneCard in less than 5 minutes. 

Reward Points: 

Receive rewards 5 times in the first 2 spending categories. Points are credited instantly and never expire. You can swipe right to redeem. Therefore, there’s no more rounding off or even fractional points. 

Who should apply for a Slice card and Onecard credit card? The Onecard credit card is also an entry-level credit card. The card doesn’t have a lot of rewards points and other extra features like fuel surcharge waivers, travel benefits, and lounge access. Therefore, an Onecard credit card is only a good option if you start with credit cards. 

Similarly, applicants above 18 years can apply for a slice card. Therefore even college students are eligible to apply for the card. Moreover, there’s no need to have an excellent CIBIL score. 

If you are looking for more features and benefits such as travel benefits, lounge access, and fuel surcharge waiver, you should apply for a traditional credit card. 

Summing up: 

After reading this blog, you know the difference and features of a slice credit card and an Onecard credit card. Slice cards and Onecard credit cards are suitable for applicants new

to credit cards. They do not have a lot of charges. In addition, you have the facility of repaying in several instalments. If you are new to credit cards and like the features, you can apply for the cards. However, compare and check the cards that offer the same features to make a good decision.


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